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Pennsylvania Housing Finance Agency - Homeowners Energy Efficiency Loan Program (HEELP)

211 North Front Street, Harrisburg, PA 17101

Eligibility

A) The property must be in the state of Pennsylvania and owner-occupied by the applicant as a primary and permanent residence B) Must complete required paperwork C) Use an approved contractor D) Meets Income Guidelines; Visit the link below for specific income guidelines

Hours

Monday through Friday, 8:00am to 5:00pm

Application process

Download and complete the application checklist and package using the link below, and return it to PHFA.

Fees

No charge to apply. Applicants who receive a loan must make monthly loan payments.

Service area

PA

Offers loans between $1,000 and $10,000 for specific energy efficiency repairs at a fixed rate of one percent (1%) for ten years with no prepayment penalties. The specific uses for the HEELP funds are: air sealing, insulation and ductwork, energy efficient windows and doors, energy efficient heating or cooling system repairs or replacements, and roof replacements.

Providing organization

Pennsylvania Housing Finance Agency

Works to provide affordable homeownership and rental apartment options for older adults, low- and moderate-income families, and people with special housing needs. Promotes economic development across the state.