Schuylkill Community Action - Mortgage Foreclosure Diversion Program
Resource Name:Schuylkill Community Action - Mortgage Foreclosure Diversion Program
address
225 North Centre Street, Pottsville, PA 17901
Eligibility
Eligibility
• Must be a resident of Schuylkill County.
• Must own and occupy the property as a primary residence.
• Property must be subject to an active mortgage foreclosure action and appropriate court notice.
• Mortgage must be in default or delinquent status.
• Must be willing to participate in the court-based foreclosure diversion process, including counseling and lender negotiation efforts.
Hours
Summer Hours
Monday–Thursday: 8:00 AM – 4:00 PM
Friday: 8:00 AM – 12:00 PM
Languages
Spanish
Application process
Call, email, or visit our office to learn more about our services or to schedule an appointment.
Fees
Call for details
Service area
Schuylkill, PA
Service Description
Provides early court intervention and housing counseling for homeowners in Schuylkill County facing residential mortgage foreclosure.
The Mortgage Foreclosure Diversion Program, operated by Schuylkill Community Action (SCA) in partnership with the Court of Common Pleas – 21st Judicial District and the Schuylkill County Bar Association, is designed to assist homeowners in resolving mortgage default situations before Sheriff Sale proceedings.
The program helps homeowners understand available options and connect with federal, state, and local resources that may support loan workout solutions, including repayment agreements, loan modifications, or other loss mitigation options when appropriate.
SCA provides skilled housing counseling and support during the court process, including assistance in communicating with lenders and exploring options to retain ownership of the home or reach an appropriate resolution.
This program focuses on early intervention to help homeowners address foreclosure and work toward the best possible housing outcome based on their individual circumstances.
Providing organization
Schuylkill Community Action
Dedicated to reducing poverty and promoting self-sufficiency for individuals and families in Schuylkill County. SCA offers a wide range of programs and services, including housing counseling, home repair and weatherization assistance, food distribution through the Schuylkill Food Network, financial literacy education, and case management. By connecting people with resources, education, and advocacy, SCA works to strengthen communities and help residents achieve long-term stability and independence.