Critical Home Repair Program
Performs home repairs to address critical health and safety issues, accessibility issues for seniors and people with disabilities, and housing code violations. Offers no-interest loans up to $5,000 (higher for roof repairs) to qualifying partners used to repair critical damage to a home or eliminate immediate hazards to health, safety, and/or sanitation. Loans can also be used for home preservation activities.
Physical Address
1220 Valley Forge Road, Phoenixville, PA 19460
Hours
Office Hours: Monday through Friday, 8:30am to 4:30pm Website available 24/7
Voice
Voice
Application process
Complete and submit the online interest form on the website. Call or email for more information.
Fee
Call for details.
Eligibility
Own and occupy the home being repaired<li>Home is in our service area and more than 10 years old; Current on mortgage payments and not in danger of foreclosure or condemnation; Current on property taxes (includes payment plans) or have deferral; Have or willing to get homeowner’s insurance (may be waived for households under 30% Median Family Income; Household income 80% Area Median Income or below; Owner or representative must attend orientation session (Reasonable accommodations will be made for those physically unable to attend.)
Service area
Chester, PA
Agency info
Habitat for Humanity of Chester County
Habitat for Humanity of Chester County (HfHCC) brings people together to build homes, communities and hope." HfHCCs program serves those who would not be able to afford a mortgage by conventional means. Each home is sold to a low-income family using an HfHCC no-interest 30-year mortgage for the full purchase price of the home. Habitat homeowners are carefully selected based upon three criteria: the need for decent, affordable housing, the ability to repay the mortgage loan, and the willingness to partner with Habitat by participating in our sweat equity program. We require 200 to 400 hours of sweat equity from our applicant families as part of their eligibility for Habitat homeownership.