Offers Pre-Filing Bankruptcy Counseling Sessions for individuals considering filing personal bankruptcy. It is a federal law that a counseling session from a non-profit organization, like Advantage CCS, is completed prior to filing to ensure that you understand all of your options and that you have the necessary knowledge and tools to develop a sound financial plan for the future. You can complete this session with Advantage CCS online, over the phone or in-person. Provides Pre-Discharge Bankruptcy Education for those nearing the end of a personal bankruptcy.