United States Department of Agriculture - Single Family Housing Direct Home Loans

216 Spring Run Road, Room 103, Mill Hall, PA 17751

Eligibility

Applicants must: A) Have an adjusted income at or below the low-income limit for the area in which you wish to buy a house, and the property must be located in an eligible rural area; visit the website below for income and property eligibility requirements B) Be without decent, safe, and sanitary housing C) Be unable to get a loan with reasonable terms and conditions from other resources D) Agree to live in the home as your primary residence E) Have the legal capacity to incur a loan obligation F) Meet U.S. citizenship or noncitizen requirements G) Not be suspended or debarred from participation in federal programs

Hours

Monday through Friday, 8:00am to 4:30pm

Fax

Voice

Voice

Application process

Applications are accepted year-round through your local USDA Rural Development office. For more information and/or an application package, call the office, speak with an area specialist, or visit the link below.

Fees

Call for more details

Service area

Cameron, PA
Centre, PA
Clearfield, PA
Clinton, PA
Elk, PA
McKean, PA
Potter, PA

Description

Assists low- and very low-income applicants obtain decent, safe, and sanitary housing in eligible rural areas by providing payment assistance. Offers mortgage financing to help applicants buy, build, improve, or repair a rural home as their primary residence. Payment assistance is a temporary subsidy that reduces the mortgage payment for a short time to increase an applicant’s repayment ability.

What's Here

Home Rehabilitation Loans Home Construction Loans

Providing organization

United States Department of Agriculture

Provides leadership on food, agriculture, natural resources, rural development, nutrition, and related issues based on public policy, the best available science, and effective management.