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Pennsylvania Housing Finance Agency - HomeStyle® Renovation program

211 North Front Street, Harrisburg, PA 17101

Eligibility

All repairs must be completed by a qualified and licensed contractor. If the local government (city or municipality) does not require contractors to be licensed, proof of their liability insurance must be supplied and included with the contract. Borrowers may not act as their own contractors, unless that is their profession. The contract must contain the following items: 1) A description of the specific work to be completed. This must be supported by specifications, drawings, photos, etc.; 2) A statement of the actual maximum amount that can be charged (not estimated amount); 3) A release of lien clause to maintain clear title; 4) The contractors agreement to complete the work in compliance with all applicable building codes and zoning restrictions and to obtain the necessary permits; 5) The borrowers and the contractors signatures and date.

Hours

Monday through Friday, 8:00am to 5:00 pm

Fees

Qualified borrowers can fund up to 75% of the "as completed" appraised value of the property.

Service area

PA

Allows eligible homebuyers purchasing a home or existing homeowners seeking a refinance mortgage to repair, remodel, renovate or complete energy improvements.

Providing organization

Pennsylvania Housing Finance Agency

Works to provide affordable homeownership and rental apartment options for older adults, low- and moderate-income families, and people with special housing needs. Promotes economic development across the state.