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Housing Choice Homeownership Program

Helps homeowners make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.

Physical Address

2013 Ridge Avenue, Philadelphia, PA 19121

Hours

Administrative Hours: Monday through Friday, 9:00am to 3:00pm.

Application process

Call for information

Fee

Call for more information

Eligibility

A) 1st time homebuyer B) Families that own or are acquiring shares in cooperative C) Families that have completed Pre-Purchase Housing Counseling D) Minimum income requirements ($14,500 per year; $6,624 per year for families with disabled members) E) Minimum 1 year employment requirement, at least 30 hours a week (disabled/elderly exempt) F) No felony crime in the past 5 years- No fraud using federal money G) Home must pass 2 Inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection Mortgage assistance only available to residents/clients of the Philadelphia Housing Authority.

Service area

Philadelphia, PA

Agency info

Philadelphia Housing Authority

Develops, acquires, leases and operates affordable housing for city residents with limited incomes.