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Debt Management Program

Certified counselors contact creditors on the consumer's behalf and initiate an orderly repayment plan that allows the payment of outstanding debt back over a longer period of time, and in most cases, at a lower interest rate. Payments to creditors are consolidated into one monthly payment that is sent to CCCS for dispursal each month. Clients still continue to receive statements from creditors so that they will be able to see progress and a decrease in past due amounts.

Physical Address

401 Laurel Street, Pittston, PA 18640

Hours

Monday through Friday, 8:30am to 4:30pm Counseling appointments flexible hours as scheduled, Saturday hours available

Application process

Call or visit website to request an appointment

Service area

Bradford, PA Clinton, PA Columbia, PA Lackawanna, PA Luzerne, PA Lycoming, PA Monroe, PA Montour, PA Northumberland, PA Pike, PA Snyder, PA Sullivan, PA Susquehanna, PA Tioga, PA Union, PA Wayne, PA Wyoming, PA

Agency info

Advantage Credit Counseling Services of NEPA

A national non-profit credit counseling agency that educates consumers about debt management, bankruptcy, and how to properly manage credit. Provides professional, meaningful and confidential consumer education, credit counseling, and develops effective debt reduction programs. Specialists in teaching individuals about wise money management and the responsible use of credit.