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Franklin County Government - Home Loan Guaranty

425 Franklin Farms Lane, Chambersburg, PA 17202

Eligibility

Applicants must: A) Have a good credit rating B) Have sufficient income to support the mortgage payments, and C) Agree to live in the property as their primary residence

Hours

Monday through Friday, 8:30am to 4:30pm

Application process

To apply for a Certificate of Eligibility complete VA Form 26-1880, which is available at the link below.

Fees

Individuals should contact the agency to learn of what fees are expected.

Service area

Franklin, PA

Other Information

Focus Population

  • Veterans
VA loan guaranties are made to service members, veterans, reservists, and unmarried surviving spouses for the purchase of homes, condominiums, and manufactured homes and for refinancing home loans. VA guarantees part of the total loan, permitting the purchaser to obtain a mortgage with a competitive interest rate, even without a down payment, if the lender agrees. The guaranty means the lender is protected against loss if you fail to repay the loan.

Providing organization

Franklin County Government
Franklin County is governed by a board of three county commissioners elected every four years by the citizens who live here. The Board of Commissioners oversees the entire operation of the county and represents the best interests of the citizens. County commissioners also oversee the core functions of the county government, such as fiscal operations, human resources, taxes, voting, emergency services, planning, and information technology. Other officials are also elected to perform certain functions: the Controller, the Treasurer, and the Recorder of Deeds. Under the direction of these officers, the county maintains important legal records such as real estate deeds, licenses and permits, and financial records.