Offers no-interest loans to pay for materials for home repairs that will be done by volunteers. Repairs provided by volunteers include exterior painting, landscaping, accessible ramp repair, and other exterior repairs offered at the discretion of the agency.

Provides interest-free loan to modify homes. Eligible modification items may include, but are not limited to, bathroom modifications, installation of grab bars and handrails, kitchen modifications, lifting devices, main level bathroom or bedroom addition, ramp addition or repair, sidewalk addition or repair, and widening doorways or hallways.