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Provides down payment, closing costs and Rehabilitation. Participants can receive up to $24,999 in assistance. Program is for First time homebuyers who are looking to purchase a home in the City of Erie.

Offers a website listing of real estate owned (REO) single-family HUD properties, which can be found through a search function. Registered real estate brokers can place bids on behalf of their clients to purchase a HUD property.

Provides affordable homeownership to people living in substandard housing, or paying more than 30% of their income on rent. Offers volunteer opportunities.

Combines a flexible loan product with extensive consumer coaching and financial education to help people who face challenges trying to become homeowners. Offers the Pennsylvania Housing Finance Agency (PHFA) K-Flex 30-year fixed rate loan, paired with other PHFA loan products for related expenses such as needed home improvements. Offers eligible homebuyers $25,000 grants to apply to the closing costs, and excess grant funds can be used to pay down the borrower’s student loans. Offers additional assistance funds in the form of a 10-year forgivable loan of up to 5% of the sales price are available to eligible borrowers. No mortgage insurance will be required. PHFA will be servicing the mortgage loans for program participants.

Offers a homebuyer assistance grant of up to $10,000 (or 6% of the home’s purchase price, whichever is lower) to assist first-time homebuyers reduce the principal, cover down payment and loan closing costs.

Provides up to $10,000 for down payment or closing cost assistance. This program provides a Second Mortgage 0% Interest Loan to eligible, first-time buyers.

Offers a variety of housing services and programs.

Provides homeownership and credit counseling, post purchase counseling, homebuyer education, and down payment and closing cost assistance loans for first-time homebuyers.

Offers HUD Certified Housing Counseling through Housing Transitions' "sister" organization: The HOME Foundation. Provides for the First-time Homebuyers Program/Community Housing Development Program in the Borough of State College. Involves pre-determination of loan eligibility, assistance with credit issues or credit reports, budget counseling, and a homebuyer education class.

Provides affordable housing. Has homes in development and homes completed to provide housing to families. First priority will be given to first time home buyers. In addition, will have a few apartments available for rent.

Increases access to services, such as water and sewer systems, housing, health clinics, emergency service facilities, and electric and telephone service. Promotes economic development through loans to businesses. Provides technical assistance and information to help agricultural producers and cooperatives get started and improve their effectiveness.

Offers single-family housing programs assisting in the purchase, construction, and repair of homes. Provides rural rental housing programs to assist in new construction or rehabilitate existing multi-family housing projects and build or improve community facilities. Assists rural businesses.

Provides up to $5,000 in down payment and closing costs to buy a house.

Offers a variety of housing programs.

Allows first-time homeowners to use a voucher option to meet monthly homeownership expenses rather than pay rent. Existing housing voucher participants and/or new admissions may be assisted under our homeownership option. A family who meets eligibility requirements can own their own home with HANC's assistance in securing financing. The home must pass an initial housing quality standards inspection conducted by the PHA and an independent home inspection before the PHA may approve purchase by the family.