Offers HUD-certified housing counselors to assist individuals and families in Schuylkill County with a wide range of housing needs. Services include: - Budgeting and Financial Counseling: Guidance to manage finances and achieve housing stability. - Mortgage and Foreclosure Prevention: Support for homeowners facing foreclosure, including assistance with HEMAP. - HECM (Reverse Mortgage) Counseling: For older homeowners considering a Home Equity Conversion Mortgage. - Eviction Prevention: Strategies and referrals to help renters avoid losing their housing. - Predatory Lending Education: Identify and avoid risky lending practices. - Housing Options for Buyers & Renters: Counseling and resources to explore affordable housing, first-time homebuying, and rental opportunities. All services comply with Equal Housing Opportunity guidelines.

Consisting of monthly homeowner education workshops and one-on-one counseling, K.E.Y. strives to provide homeowners with tangible skills and tools to maintain and sustain responsible homeownership. Participants will learn basic home maintenance, how to avoid predatory lending, how to manage estate planning, and more