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Provides free programming for consumers, including annual credit reports, more information on understanding credit score, and information about protection from identity theft.

Provides free programming for consumers, to include annual credit reports, and more information on understanding credit score, and information about protection from identity theft.

Maintains historical credit information on individuals and businesses, compiles and sells credit reports, and offers credit monitoring services. Offers options for disputing a credit report.

Provides credit reports from all three credit reporting bureaus (Equifax, Experian, and TransUnion) at no cost and provides educational materials to help consumers understand their credit scores.