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Helps those who are behind on their mortgage and have received a sheriff’s notice, also known as an Urgent Notice.

Offers intensive day treatment for individuals with a substance use disorder. The Partial Hospitalization Program (PHP) includes group and individual therapy which meets 4 to 5 days per week.

Provides counseling and workshops concerning first-time homebuyers, budgeting and managing finances, resolving/preventing mortgage delinquency, avoiding predatory lending, landlord-tenant issues, and tax liens. Provides referral service for any issue regarding tangled titles and deed transfers. Maintains an extensive list of resources for homeowners, heirs, and rental topics.

Provides housing counseling including:

• pre-purchase group counseling
• default and delinquency counseling
• foreclosure prevention counseling

Offers adult intensive psychiatric and dual recovery (mental health/substance abuse) treatment, including individual/group therapy and psychiatric consultation. Program is offered five days per week for adults age 18 and older.

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides civil legal services to low-income individuals and families without the means to hire a private attorney.

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

Provides 24/7 crisis telephone, walk-in, mobile intervention services.

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.

Offers intensive day treatment for individuals with a substance use disorder. The Partial Hospitalization Program (PHP) includes group and individual therapy which meets 4 to 5 days per week.

Offers to help homeowners get mortgage relief and avoid foreclosure.

Educates homeowners on topics relating to foreclosure prevention.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

Offers a range of programs to ensure that consumers have access to housing and understand their rights under fair housing laws. Services include counseling on the rights protected under fair housing laws, information on how to recognize and report violations, information on legal options and assistance with the legal process, random testing to ensure regional compliance with fair housing laws, technical assistance, and comprehensive education programs.

Offers a continuum of inpatient psychiatric care across the life span including: a designated Crisis Response Center (CRC) providing 24/7 assessments, specially-designed inpatient units for adolescents, adults, and older adults (with and without co-occurring substance use issues), and a private supportive residential program for adults and older adults.

Provides professional guidance and advocacy for homeowners who are behind on their mortgage or at risk of foreclosure. HUD and PHFA-certified counselors will review client's financial situation, work with their lender, and help them to explore options that may allow them to keep their home. Clients may be eligible for the Save Your Home Program, a statewide initiative deisnged to help homeowners who have fallen behind on payments due to financial hardship. Assistance to address past-due payments and stabilize their housing situation may be available.

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

Assists in negotiations with lender for a Loan Modification or a Forbearance Plan, budget counseling, referrals to other services, and will help explore additional refinancing options. People with an Act 91 Notice should contact immediately, there is a limited window to apply for assistance.

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.

Provides Personal Financial Counseling services, including Homebuyer/Home Purchase Counseling (HUD Approved for first time purchasers), Mortgage Delinquency and Default Counseling, and general Credit Counseling.

Single County Authority (SCA) for substance abuse services in the two-county area. Responsible for the planning, funding, and coordination of local alcohol, gambling and other drug programs. Direct services provided by the Commission are Case Management, Prevention, Student Assistance Program services and trainings, Hepatitis C screenings and referrals. Treatment services are subcontracted to other agencies.

Provides consumers with information on a range of housing issues, including foreclosures and reverse mortgages, and referrals to approved local housing counseling agencies. Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws.

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.