Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

NKCDC has a team of HUD-certified housing counselors who are able to provide a very wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

Provides civil legal services to low-income individuals and families without the means to hire a private attorney.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

HUD Certified Housing Counselors are available to review budgeting, finances, mortgage forclosure prevention, eviction prevention, predatory lending and housing options for prospective buyers and renters.

Offers free legal help for low-income and vulnerable residents of Bucks, Chester, Delaware, and Montgomery counties. May handle the following types of cases: bankruptcy, debt relief, and consumer law; child custod and dependency issues; disaster legal aid (including Hurricane Ida); elder law; expungements, pardons, and record sealing; government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP), Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

- Home Ownership Counseling Program: Provides seminars for first-time homebuyers. Certificate presented at completion. Seminars held 7 times per year. Offered in person and virtually. Check website for schedule. Also offers pre-purchase counseling and pre-settlement counseling. Call or check website for more information regarding these services. - Mortgage Foreclosure Counseling Services: Provides loss mitigation counseling services. Provides assistance completing Homeowners' Emergency Mortgage Assistance Program (HEMAP) application. Court Diversion Program available in Lehigh County and Northampton County. Call or check website for more information regarding these services. - Bethlehem Homebuyer Assistance Program (BHAP): Administers down payment and closing cost program for the City of Bethlehem for first-time homebuyers who meet eligibility requirements. Call for more information regarding this program.

Helps those who are behind on their mortgage and have received a sheriff’s notice, also known as an Urgent Notice.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides foreclosure intervention assistance and counseling.

Helps with pre- and post-renting, rental delinquency/default, postpurchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.

Offers a range of programs to ensure that consumers have access to housing and understand their rights under fair housing laws. Services include counseling on the rights protected under fair housing laws, information on how to recognize and report violations, information on legal options and assistance with the legal process, random testing to ensure regional compliance with fair housing laws, technical assistance, and comprehensive education programs.

Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. Also provides consumers with information on a range of housing issues, including foreclosures and reverse mortgages, and referrals to approved local housing counseling agencies.

Provides housing counseling including: - pre-purchase group counseling - default and delinquency counseling - foreclosure prevention counseling

Provide the information and assistance needed to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home. If you need help understanding the Making Home Affordable programs, you can use this search tool to find a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer. Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for

Offers free legal help for low-income and vulnerable residents of Bucks, Chester, Delaware, and Montgomery counties. May handle the following types of cases: bankruptcy, debt relief, and consumer law; child custod and dependency issues; disaster legal aid (including Hurricane Ida); elder law; expungements, pardons, and record sealing; government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP), Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.