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NeighborWorks Western PA - Homebuyer and Homeowner Counseling and Education

Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.

What's Here

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling

Greater Philadelphia Community Alliance - Housing Counseling

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

What's Here

Mortgage Delinquency and Default Counseling
Landlord/Tenant Dispute Resolution
Homebuyer/Home Purchase Counseling
Personal Financial Counseling

Blueprints - Home Ownership Center

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

What's Here

Foreclosure Prevention Loan Modification/Refinancing Programs
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
Mortgage Delinquency and Default Counseling

Legal Aid of Southeastern Pennsylvania - Legal Aid Services

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

What's Here

Elder Law
Court Filing Offices
Welfare Rights Assistance
Mortgage Delinquency and Default Counseling
Criminal Record Expungement Assistance
Public/Subsidized Housing Appeals Assistance
Legal Information Services
Eviction Prevention Assistance
Bankruptcy Assistance
Labor and Employment Law
Landlord/Tenant Dispute Resolution
Predatory Lending Assistance
Legal Representation
Tenant Rights Information/Counseling
General Legal Aid
General Benefits and Services Assistance
Advocacy
Child Custody/Visitation Assistance
TANF Recipients

Legal Aid of Southeastern Pennsylvania - Legal Aid Services

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

What's Here

Elder Law
Court Filing Offices
Welfare Rights Assistance
Mortgage Delinquency and Default Counseling
Criminal Record Expungement Assistance
Public/Subsidized Housing Appeals Assistance
Legal Information Services
Eviction Prevention Assistance
Bankruptcy Assistance
Labor and Employment Law
Landlord/Tenant Dispute Resolution
Predatory Lending Assistance
Legal Representation
Tenant Rights Information/Counseling
General Legal Aid
General Benefits and Services Assistance
Advocacy
Child Custody/Visitation Assistance
TANF Recipients

Clarifi - Foreclosure Prevention & Mortgage Default

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.

What's Here

Mortgage Delinquency and Default Counseling

Housing Equality Center of Pennsylvania - Fair Housing Enforcement and Education

Offers a range of programs to ensure that consumers have access to housing and understand their rights under fair housing laws. Services include counseling on the rights protected under fair housing laws, information on how to recognize and report violations, information on legal options and assistance with the legal process, random testing to ensure regional compliance with fair housing laws, technical assistance, and comprehensive education programs.

What's Here

Landlord/Tenant Dispute Resolution
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Eviction Prevention Assistance
General Legal Aid
Housing Discrimination Assistance

United States Department of Housing and Urban Development - Making Home Affordable

Assists struggling homeowners avoid foreclosure by offering loan modifications, refinance options, principal reduction, and short sale or deed-in-lieu alternatives.

What's Here

Federal Government Agencies/Departments
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling

Clarifi - Foreclosure Prevention & Mortgage Default

Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.

What's Here

Mortgage Delinquency and Default Counseling

Northwest Counseling Service - Real Estate and Housing Counseling

Provides real estate and housing counseling services. Offers advice and services in the areas of pre and post purchase, pre and post rental, mortgage default/ delinquency/ foreclosure, anti-predatory lending, rental default, reverse mortgage counseling/ certification, and housing consumer education.

What's Here

Homebuyer/Home Purchase Counseling
Housing Discrimination Assistance
Mortgage Delinquency and Default Counseling

New Kensington Community Development Corporation - Housing Counseling

Provides a wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.

What's Here

Homebuyer/Home Purchase Counseling
Property Tax Information
Mortgage Delinquency and Default Counseling
Landlord/Tenant Dispute Resolution
Tenant Rights Information/Counseling
Rent Payment Assistance

Intercultural Family Services - Housing Counseling Program

Assists with pre-and post-renting, rental delinquency/default, post purchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.

What's Here

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Housing Search Assistance

Center for Family Services - Foreclosure Counseling

Assists in negotiations with lender for a Loan Modification or a Forbearance Plan, budget counseling, referrals to other services, and will help explore additional refinancing options. People with an Act 91 Notice should contact immediately, there is a limited window to apply for assistance.

What's Here

Mortgage Delinquency and Default Counseling

Legal Aid of Southeastern Pennsylvania - Legal Aid Services

Offers free legal help for low-income and vulnerable residents. Services may include bankruptcy, debt relief, consumer law, child custody and dependency issues, disaster legal aid, elder law, expungements, pardons, and record sealing. May also cover government benefits issues concerning Unemployment Compensation, SSI, SSDI, TANF (Temporary Assistance for Needy Families), SNAP (food stamps), Medical Assistance (Medicaid), and Child Health Insurance Program (CHIP). Housing issues such as landlord-tenant, eviction, habitability, public or subsidized housing, rent-to-own, homeownership, mortgage foreclosure, property tax sales, reverse mortgages, and tangled title; utility problems, and veterans benefits and discharge upgrades.

What's Here

Elder Law
Court Filing Offices
Welfare Rights Assistance
Mortgage Delinquency and Default Counseling
Criminal Record Expungement Assistance
Public/Subsidized Housing Appeals Assistance
Legal Information Services
Eviction Prevention Assistance
Bankruptcy Assistance
Labor and Employment Law
Landlord/Tenant Dispute Resolution
Predatory Lending Assistance
Legal Representation
Tenant Rights Information/Counseling
General Legal Aid
General Benefits and Services Assistance
Advocacy
Child Custody/Visitation Assistance
TANF Recipients

Blair County Community Action Program - Mortgage Foreclosure Information

Information and access to resources for people who are finding it difficult to make the mortgage payments on their homes and are at risk for foreclosure.

What's Here

Mortgage Delinquency and Default Counseling

Greater Philadelphia Community Alliance - Housing Counseling

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

What's Here

Mortgage Delinquency and Default Counseling
Landlord/Tenant Dispute Resolution
Homebuyer/Home Purchase Counseling
Personal Financial Counseling

Pennsylvania Housing Finance Agency - Homeowner Assistance Fund (PAHAF)

Provides assistance for the following mortgage and housing-related expenses to help prevent mortgage delinquencies, default, foreclosure, and displacement. The maximum amount of assistance for any homeowner under the PAHAF is $30,000 or up to 24 months of assistance.

What's Here

Property Tax Payment Assistance
Mortgage Delinquency and Default Counseling
Mortgage Payment Assistance
COVID-19

United States Department of Housing and Urban Development - Foreclosure Avoidance Counseling

Offers counseling that help homeowners understand the foreclosure process, review their finances, develop budgets, and explore alternatives like loan modifications, forbearance, or repayment plans.

What's Here

Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Specialized Information and Referral

Xiente - Housing Counseling

Provides comprehensive housing counseling services including Pre- and Post-Purchase Counseling, Rental Counseling, Mortgage Default and Delinquency Counseling, Property Inspection Assistance, Loan Counseling. Home Repair Loans, Mortgage Refinancing Assistance, Property Tax Assistance, and Homestead Exemption Help. Holds Pre-Purchase Workshops the third Thursday of every month.

What's Here

Homebuyer/Home Purchase Counseling
Property Tax Payment Assistance
Tenant Readiness Education Programs
Mortgage Delinquency and Default Counseling
Loan Counseling
Home Maintenance and Minor Repair Grants/Loans

Blueprints - Home Ownership Center

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

What's Here

Foreclosure Prevention Loan Modification/Refinancing Programs
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
Mortgage Delinquency and Default Counseling

Greater Philadelphia Community Alliance - Housing Counseling

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

What's Here

Mortgage Delinquency and Default Counseling
Landlord/Tenant Dispute Resolution
Homebuyer/Home Purchase Counseling
Personal Financial Counseling

United States Department of Housing and Urban Development - Pittsburgh Field Office Services

Offers HUD/FHA mortgage insurance, low and moderate income and elderly housing programs, community development assistance to local governments, and financial and technical assistance to organizations administering ongoing HUD programs, projects, and developments. Literature and speakers available.

What's Here

Housing Discrimination Assistance
HUD Management Companies
Home Rental Listings
Specialized Information and Referral
Federal Government Agencies/Departments
Mortgage Delinquency and Default Counseling
Housing Advocacy Groups

City of Philadelphia - Save Your Home Philly Hotline

Provides free housing counseling and free legal advice to give homeowners a way to negotiate with their mortgage lenders. Can also assist with property tax questions and appeals. Call if you have missed a mortgage payment, mortgage payments have suddenly increased, there is a problem with mortgage, have unpaid property taxes or City/water liens, got letter from Sheriff’s Office, don’t understand your loan documents, been the victim of foreclosure rescue scam, or have reverse mortgage questions.

What's Here

Eviction Prevention Assistance
Tax Foreclosure Assistance
Mortgage Delinquency and Default Counseling
Tax Appeals/Audit Assistance

Housing Opportunities, Inc. - Housing Counseling

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

What's Here

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling

Credit Counseling Center - Mortgage Assistance

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

What's Here

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling