Provides up to $10,000 (or 6% of the purchase price whichever is less) in assistance. Funds can be used towards a down payment and/or closing cost.

Provides a deferred mortgage payment loan, with no interest.

To encourage home ownership offers a âGAPâ Financing Program to help eligible households purchase a single family home within the city. The property must be located in the city, be affordable to the household, be a single family unit and pass occupancy and safety inspections. Offers up to 20% of the home purchase price as a Deferred Repayment and a 0% interest loan. Payments are deferred for up to a 30 year term if the property remains the buyers primary residence, the buyer maintains the property and all other requirements are met. Verification of all household income and assets is required. Standard financial documentation is needed for grant and loan applications. Waiting lists are maintained. Funding is dependent upon federal budget.

Provides financial assistance to eligible first-time homebuyers who are interested in purchasing an existing or newly constructed home in the City of Pittsburgh.

Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Anti-Predatory Lending and Foreclosure Prevention - Fair Housing/Fair Lending - What is home inspection - Understanding Home Insurance - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home Additional Information Click here for Eligibility Requirements Click here for Borrower and Lender Form

Provides home rehabilitation and assistance for homeowners. Assistance includes bringing the home into compliance with the City of Erie codes for plumbing, electrical, and building, as well as controlling any lead-based paint hazards which may exist.

**NOTES** Office is closed but they can be reached by phone or email until furher notice. Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability - Program requirements are

**NOTES** Office is closed but they can be reached by phone or email until furher notice. Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability - Program requirements are