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308 East King Street, Lancaster, PA 17602
Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Their in-person or Web base Classes are offered in both English and Spanish. Visit their website or call for a schedule. Classes are provided in their in-person and eHome web base platform. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Provides web learning platform called eHome America for convenience to their clients. Classes are offered in English and Spanish Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability
626 State Street, Erie, PA 16501
Provides home rehabilitation and assistance for homeowners. Assistance includes bringing the home into compliance with the City of Erie codes for plumbing, electrical, and building, as well as controlling any lead-based paint hazards which may exist.
211 North Front Street, Harrisburg, PA 17101
Provides a deferred mortgage payment loan, with no interest.
412 Boulevard of the Allies, Suite 901, Pittsburgh, PA 15219
Provides financial assistance to eligible first-time homebuyers who are interested in purchasing an existing or newly constructed home in the City of Pittsburgh.
1500 West 3rd Street, Williamsport, PA 17701
To encourage home ownership offers a âGAPâ Financing Program to help eligible households purchase a single family home within the city. The property must be located in the city, be affordable to the household, be a single family unit and pass occupancy and safety inspections. Offers up to 20% of the home purchase price as a Deferred Repayment and a 0% interest loan. Payments are deferred for up to a 30 year term if the property remains the buyers primary residence, the buyer maintains the property and all other requirements are met. Verification of all household income and assets is required. Standard financial documentation is needed for grant and loan applications. Waiting lists are maintained. Funding is dependent upon federal budget.
100 North Sheridan Avenue, Fourth Floor, Pittsburgh, PA 15206
Reduces barriers to home ownership for first-time homebuyers. Participants can receive financial assistance for home repairs, closing cost assistance, and free financial coaching.
