Offers intensive, client-centered case management approach to empower families experiencing poverty and address root causes preventing them from becoming more self-sufficient. Helps enrolled families connect with community resources, develop personalized action plans, and objectively track their progress over time.

Provides counseling and workshops concerning first-time homebuyers, budgeting and managing finances, resolving/preventing mortgage delinquency, avoiding predatory lending, landlord-tenant issues, and tax liens. Provides referral service for any issue regarding tangled titles and deed transfers. Maintains an extensive list of resources for homeowners, heirs, and rental topics.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Empowers and coaches low-income families to attain a family-sustaining wage in order to achieve and maintain economic self-sufficiency and live free of public assistance. Provides resources to bridge the gap between public assistance and stability.

Provides services that include training designed to increase self-reliance, living skills, and enhance self-confidence such as cooking, budgeting, housing search, benefits counseling, and home maintenance skills. Offers training to empower people with disabilities to speak for themselves and others. Supplies information and resource materials related to disability issues.

Provides a 30 day emergency shelter for women, men and children, providing a safe place to stay while working to secure permanent housing, case management, life skills education, employment readiness, and financial literacy.

Offers intensive, client-centered case management approach to empower families experiencing poverty and address root causes preventing them from becoming more self-sufficient. Helps enrolled families connect with community resources, develop personalized action plans, and objectively track their progress over time.

Offers pre-natal classes covering fetal development, nutrition, safety, and what to expect during pregnancy, labor and delivery. Also offers parenting classes covering topics like baby basics, nutrition, budgeting, and discipline. Currently conducting parenting classes individually by telephone and Zoom.

Provides financial literacy education and one-on-one money management counseling

Assists individuals/families with maintaining their home in the face of possible homelessness through a rental match program, budgeting help and help working with landlords. Program provides case management as well as the following classes: Money Management, Life Skills, Parenting, co-dependency training, Resume preparation, Financial match program.

Provides Credit Counseling services to individuals by phone, online, or in person. During the initial session, a certified counselor will review income, expenses, and debts. At the conclusion of this comprehensive session, the credit counselor will make recommendations to help get back on track financially (one of which may be a debt management program).

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides food, financial assistance, budget counseling, and case management and referral services.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Offers supports that empower individuals and families to obtain the education, resources, and tools needed to achieve their goals and improve financial stability for adults working toward self-sufficiency. Individuals and families work with Supports Specialists who provide one-on-one coaching, advocacy, resources and referrals, and wrap around supportive services. Working with the Specialists, participants identify their strengths and needs, develop a goal plan with action steps, and learn about resources that can help make goal attainment more achievable.

Offers pre-natal classes covering fetal development, nutrition, safety, and what to expect during pregnancy, labor and delivery. Also offers parenting classes covering topics like baby basics, nutrition, budgeting, and discipline. Currently conducting parenting classes individually by telephone and Zoom.

Offers programs that provide career and job guidance, financial and employment counseling, and helps participants with skills in financial literacy, resume writing, job-seeking, health and wellness tips, family law, civic engagement, and education options.

Works with individuals to setup a budget, how to stick to a spending plan, how to negotiate with creditors to make payments that suit the clients income, how to overcome adversity to improve life and become self-sufficient, how to balance a check book, and any other education needed.

Offers training and resources designed to support families and individuals who are interested in purchasing their very own home. The Housing Counseling & Money Management Center provides free housing counseling services to all Westmoreland County residents who have housing needs or problems that are potentially resolvable through home buyer education and/or pre-purchase counseling. Services offered include: A) Pre-closing class B) Pre-Purchase Counseling C) Homebuyer Education D) Credit Enhancement

Offers financial management and counseling. The level of support provided is based on individual needs. Services may include developing and implementing budgets, resolving past debts while establishing good credit, coordinating with the Social Security Administration and the Department of Health and Human Services, and accessing other community and financial resources.

Assists in establishing a monthly budget plan; setting priorities; improving credit rating; and developing a plan to pay off credit cards, medical bills, collection accounts, and other debts. Provides education on avoiding identity theft, high-risk loans, risky home mortgages, payday cash and income tax advance loans, and other scams.

One-on-one budgeting help for individuals seeking it

Helps families manage budgets to meet the unique needs of their loved one and to understand the concept of self-determination. Works with contractors and vendors to secure bids and complete work for home and vehicle modifications or adaptive appliances and equipment.

Provides information on energy conservation techniques to lower utility bills; education on common home repairs that yield the most savings; utility assistance and weatherization programs available to low- and moderate-income families; home repair programs for housing preservation; and developing a budget to manage household expenses. Provides assistance with the following programs and applications: A) Budget Counseling/Energy Counseling B) Emergency Oil Assistance C) Low Income Home Energy Assistance Program (LIHEAP) D) Low Income Conservation Assistance Program (LICAP) E) Rain Water Barrels F) Utility Assistance G) Utility Emergency Services Fund (UESF) H) Weatherization Assistance Program (WAP) Applications I) Water Conservation