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Teaches sound methods of managing money and credit to avoid financial problems.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Provides two (2) budget counseling sessions, each 2.5 hours. Designed to help individuals learn to stay within financial limits, find ways to save money, etc.

Provides information and guidance for people who want to develop and preserve assets or need assistance in obtaining and responsibly using credit, paying bills, reducing their debt burden, and managing their financial resources.

Provides a trauma-informed financial counseling program. Offers workshops and one-on-one guidance to individuals in order to address generational poverty.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Provides a computer-based instruction program that provides the client an opportunity to complete the ten lessons of the Money Smart Training Program and receive a certificate.

Offers supports that empower individuals and families to obtain the education, resources, and tools needed to achieve their goals and improve financial stability for adults working toward self-sufficiency. Individuals and families work with Supports Specialists who provide one-on-one coaching, advocacy, resources and referrals, and wrap around supportive services. Working with the Specialists, participants identify their strengths and needs, develop a goal plan with action steps, and learn about resources that can help make goal attainment more achievable.

Assists the most vulnerable members of society who are not capable of managing or directing someone else to manage their Social Security benefits. The Representative Payee acts on behalf of the beneficiary and is responsible for things related to benefits and payments that the beneficiary would ordinarily do for him/herself.

Provides diverse supplemental services, including but not limited to resource referrals, transportation to medical appointments, shopping for groceries, personal care items to food bank families, financial literacy program, job search and resume writing assistance, and transitional housing (no emergency shelter available).

Provides financial literacy education and one-on-one money management counseling

Assists participants to become financially independent and self-sufficient. The program focuses on education, job training, job placement, and addressing other family needs.

Offers intensive, client-centered case management approach to empower families experiencing poverty and address root causes preventing them from becoming more self-sufficient. Helps enrolled families connect with community resources, develop personalized action plans, and objectively track their progress over time.

Provides budget counseling and instruction as well as providing referrals if needed

Works with individuals to setup a budget, how to stick to a spending plan, how to negotiate with creditors to make payments that suit the clients income, how to overcome adversity to improve life and become self-sufficient, how to balance a check book, and any other education needed.

Provides budget counseling services to the community.

Provides budget and counseling assistance for family budgeting and credit repair, home ownership, and delinquency and mortgage assistance.

Offers pre-natal classes covering fetal development, nutrition, safety, and what to expect during pregnancy, labor and delivery. Also offers parenting classes covering topics like baby basics, nutrition, budgeting, and discipline. Currently conducting parenting classes individually by telephone and Zoom.

Offers training and resources designed to support families and individuals who are interested in purchasing their very own home. The Housing Counseling & Money Management Center provides free housing counseling services to all Westmoreland County residents who have housing needs or problems that are potentially resolvable through home buyer education and/or pre-purchase counseling. Services offered include: A) Pre-closing class B) Pre-Purchase Counseling C) Homebuyer Education D) Credit Enhancement

Provides financial coaching and aid to Conestoga Valley residents that are working, in stable housing, but have a pressing financial need.

Case management services assist individuals with goal setting to help individuals and families to establish and sustain self-sufficiency. Referrals are made to the appropriate resources to help provide housing and utility funds, budgeting and job search counseling.

Provides information on energy conservation techniques to lower utility bills; education on common home repairs that yield the most savings; utility assistance and weatherization programs available to low- and moderate-income families; home repair programs for housing preservation; and developing a budget to manage household expenses. Provides assistance with the following programs and applications: A) Budget Counseling/Energy Counseling B) Emergency Oil Assistance C) Low Income Home Energy Assistance Program (LIHEAP) D) Low Income Conservation Assistance Program (LICAP) E) Rain Water Barrels F) Utility Assistance G) Utility Emergency Services Fund (UESF) H) Weatherization Assistance Program (WAP) Applications I) Water Conservation

Offers programs that provide career and job guidance, financial and employment counseling, and helps participants with skills in financial literacy, resume writing, job-seeking, health and wellness tips, family law, civic engagement, and education options.

Providing classes through local banking institutions on budgeting. Educates individuals on how to manage a saving and checking account.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.