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1216 Arch Street, 6th Floor, Philadelphia, PA 19107
Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.
435 McKean Avenue, Charleroi, PA 15022
Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also helps homebuyers with grant opportunities, particularly for first-time homebuyers and help with downpayment and closing costs.
626 State Street, Room 107, Erie, PA 16501
Offers housing rehabilitation assistance for low/moderate income owner-occupied households throughout the City of Erie. Lead Hazard Control program to mitigate hazards associated with lead-based paints is available for income-qualified households throughout Erie County (both owner-occupied and rental properties).
308 East King Street, Lancaster, PA 17602
Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Their in-person or Web base Classes are offered in both English and Spanish. Visit their website or call for a schedule. Classes are provided in their in-person and eHome web base platform. The classes include the following topics:
  • Making the home purchase decision
  • Your credit report and what it means
  • What lenders expect from borrowers
  • Understanding real estate terms
  • Roles of the real estate agent
  • Finding a home you can afford
  • Financial planning and money management
  • Maintaining your new home
  • Predatory lending
Provides web learning platform called eHome America for convenience to their clients. Classes are offered in English and Spanish Eligible participants may also qualify for a Home Buyer Loan for closing costs:
  • CHB Loans at 0% interest with no monthly payments
  • Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence
  • Funds are subject to availability
1100 Ludlow Street, WeWork 7, Philadelphia, PA 19107
Provides counseling and workshops concerning first-time homebuyers, budgeting and managing finances, resolving/preventing mortgage delinquency, avoiding predatory lending, landlord-tenant issues, and tax liens. Provides referral service for any issue regarding tangled titles and deed transfers. Maintains an extensive list of resources for homeowners, heirs, and rental topics.
451 7th Street Southwest, Washington, DC 20410
Allows homeowners to refinance their Federal Housing Administration (FHA) loans to reduce monthly payments.
6521 North Broad Street, 1st Floor, Philadelphia, PA 19126
Provides real estate and housing counseling services. Offers advice and services in the areas of pre and post purchase, pre and post rental, mortgage default/ delinquency/ foreclosure, anti-predatory lending, rental default, reverse mortgage counseling/ certification, and housing consumer education.
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226 East College Avenue, York, PA 17403
Provides rental, housing, and financial counseling. Works with individuals to help them meet their financial goals, whether it's securing an affordable rental, purchasing their first home, or building savings. Offers foreclosure mitigation and default, and delinquency counseling.
421 McFarlan Road, Longwood Corporate Center South, Kennett Square, PA 19348
Provides education about the home buying process, wealth, and asset building. Information about grant programs and affordable mortgage programs given to eligible participants.
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532 Walnut Street, Allentown, PA 18101
Provides individualized training in maintenance, budgeting and upkeep of properties as well as first time home buyer housing counseling.
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513-515 Chew Street, Allentown, PA 18102
Reserves new and renovated homes for sale to people in the low to moderate income range as defined by HUD. Homebuyer counseling is also available.
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114 Woody Drive, Butler, PA 16001
Offers a A HUD and PHFA-certified housing counseling program to assist low and moderate income families achieve home ownership in Butler County. Offers monthly classes pertaining to home buyer education, foreclosure prevention, and mortgage assistance.
827 Water Street, Indiana, PA 15701
Provides counseling to first time home buyers and low income housing.
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174 Diamond Street, Philadelphia, PA 19122
IDA Program provides Individual Development Accounts (IDAs) to individuals who are first time home buyers. It is a structured savings program that provides matching funds for participants who meet a savings goal and complete financial education. First time home buyers who save $2,000, complete 6 hours of financial literacy education, and participate in 5 hours of housing counseling are eligible to receive $4,000 in matching funds. Funds may be used for down payment or closing costs.
225 North Centre Street, Pottsville, PA 17901
Provides personalized financial education and coaching to help individuals achieve stability and confidence in managing their money. Services Include:
  • Budgeting Guidance: Learn practical strategies to manage income, track expenses, and set realistic financial goals.
  • Credit Education & Repair Assistance: Receive help understanding credit reports, disputing inaccuracies, and improving your credit score.
  • Identity Theft Awareness: Understand risks and protective measures for yourself and your family.
  • Youth Financial Education: Engage children with interactive lessons that introduce basic money management concepts.
  • Financial Support for Housing: Guidance on budgeting for rent, utilities, or mortgage payments when applicable.
Sessions are available in-person or via Zoom.
4225 Chestnut Street, Philadelphia, PA 19104
Assists with pre-and post-renting, rental delinquency/default, post purchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.
101 Greenwood Avenue, Suite 340, Jenkintown, PA 19046
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.
626 Jacksonville Road, Suite 140, Warminster, PA 18974
Provides free counseling for a variety of First Time Homebuyer Programs.
93 East High Street, Waynesburg, PA 15370
Provides home rehabilitation services for qualifying residents of Greene Counties.
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2013 Ridge Avenue, Philadelphia, PA 19121
Assists residents who are preparing for homeownership by providing extensive Housing Counseling Services. Housing Counseling Services offer participants training and Pre-Purchase Counseling including Needs Assessment /Action Plans, Credit Counseling and Financial Education. Prospective homeowners should also consider signing up for PHA's Financial Literacy Improvement Program.
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2771 Ruth Street, Suite 1, Philadelphia, PA 19134
Provides a wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.
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8600 Wes Chester Pike, Suite 207, Upper Darby, PA 19082
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.