Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also assists homeowners seeking loans and grants to make improvements to their homes.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Provides housing counseling including: - pre-purchase group counseling - default and delinquency counseling - foreclosure prevention counseling

Offers a range of programs to ensure that consumers have access to housing and understand their rights under fair housing laws. Services include counseling on the rights protected under fair housing laws, information on how to recognize and report violations, information on legal options and assistance with the legal process, random testing to ensure regional compliance with fair housing laws, technical assistance, and comprehensive education programs.

Offers training and resources designed to support families and individuals who are interested in purchasing their very own home. The Housing Counseling & Money Management Center provides free housing counseling services to all Westmoreland County residents who have housing needs or problems that are potentially resolvable through home buyer education and/or pre-purchase counseling. Services offered include: A) Pre-closing class B) Pre-Purchase Counseling C) Homebuyer Education D) Credit Enhancement

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions. All counselors are HUD-certified.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Provides affordable rental and owner occupied housing and promotes neighborhood revitalization for low and moderate income families in Lancaster County. Additionally, assistance is provided with mortgage application, credit report updates, inspection of property to determine potential problems or needs. Classes are held to teach the home buying process and requirements which include Spanish speaking instruction.

Serves one-time emergency needs such as nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance, and utilities in arrears assistance.

Provides affordable housing for low income families. Also links residents to community action agencies for housing counseling.

Offers homeownership counseling, which is often mandated by banks and lenders. Assists with applying for low-interest loans through USDA.

Provides OHCD (Office of Housing and Community Development) approved housing counseling.

Provides assistance and counseling to homeowners to help make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.

Provides assistance for people who want to purchase a home by offering information and advice about affordable housing that meets their needs, solving potential credit problems, etc.

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

Reserves new and renovated homes for sale to people in the low to moderate income range as defined by HUD. Homebuyer counseling is also available.

Provides a wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.

Offers home buying counseling to help people meet the necessary qualifications to achieve homeownership for the first time. Serving as the bridge between the lender and the client by translating complex mortgage terminology into client-friendly language.

Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also assists homeowners seeking loans and grants to make improvements to their homes.

Offers to build homes for families in need. Volunteer labor and charitable gifts ensure our homes are affordable to low income families. Family members have sweat equity by assisting with volunteer labor.

The purpose of this county wide program is to help low to moderate income home owners correct violations of the BOCA Property Maintenance Code, Local and State Codes, and the Section 8 Housing Quality Standards. Violations include, but are not limited to, structural, plumbing, heating, and electrical problems. Also addresses lead based paint reduction. Handicap accessible modifications are also included in this program. Modifications include, but are not limited to, widened doorways, ramps, and accessible bathrooms and kitchens.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides homeownership workshop opportunities.

Provides services to improve the lives of Hispanics in the region, increase the Hispanic population, support existing and new Hispanic businesses, and increase Hispanic investment in the region.

Provides personalized financial education and coaching to help individuals achieve stability and confidence in managing their money. Services Include: - Budgeting Guidance: Learn practical strategies to manage income, track expenses, and set realistic financial goals. - Credit Education & Repair Assistance: Receive help understanding credit reports, disputing inaccuracies, and improving your credit score. - Identity Theft Awareness: Understand risks and protective measures for yourself and your family. - Youth Financial Education: Engage children with interactive lessons that introduce basic money management concepts. - Financial Support for Housing: Guidance on budgeting for rent, utilities, or mortgage payments when applicable. Sessions are available in-person or via Zoom.