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Works with clients past the fulfillment of basic needs to provide the support necessary for clients to achieve long-term stability. Offers a variety of long-term support, education, and counseling services on topics such as budgeting and buying a home. Also offers an intervention program for male perpetrators involved in domestic violence, as well as several specialized permanent supportive housing programs for chronically homeless individuals and families.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Provides housing counseling including: - pre-purchase group counseling - default and delinquency counseling - foreclosure prevention counseling

Offers a A HUD and PHFA-certified housing counseling program to assist low and moderate income families achieve home ownership in Butler County. Offers monthly classes pertaining to home buyer education, foreclosure prevention, and mortgage assistance.

Provides housing counseling services.

Provides assistance for people who want to purchase a home by offering information and advice about affordable housing that meets their needs, solving potential credit problems, etc.

Provides legal services for individuals who are facing eviction or experiencing difficulty maintaining secure, affordable housing.

Provides information on tenant and landlord disputes. Offers first time homeowner classes and credit counseling.

Offers to build homes for families in need. Volunteer labor and charitable gifts ensure our homes are affordable to low income families. Family members have sweat equity by assisting with volunteer labor.

Offers a variety of free and confidential support services for individuals and families facing an unplanned pregnancy. Services include free pregnancy tests, limited ultrasounds, and consultations to discuss all options like parenting, adoption, or abortion.

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Provides counseling and workshops concerning first-time homebuyers, budgeting and managing finances, resolving/preventing mortgage delinquency, avoiding predatory lending, landlord-tenant issues, and tax liens. Provides referral service for any issue regarding tangled titles and deed transfers. Maintains an extensive list of resources for homeowners, heirs, and rental topics.

Assists first-time homebuyers in attaining their goal of home ownership by providing financial assistance for the purchase and rehabilitation of eligible housing units.

Encourages and assists families to become self-sufficient. Participants are assigned a coordinator to help them set and reach goals related to becoming self-sufficient, such as receiving more education, job training, help with childcare, a career, home ownership, and any other goals they may have. Offers a financial incentive to families through an escrow account (see Helpful Tips for more information).

Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also helps homebuyers with grant opportunities, particularly for first-time homebuyers and help with downpayment and closing costs.

Provides counseling to first time home buyers. Certified Housing and Urban Development (HUD) Counseling Agency.

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Provides affordable rental and owner occupied housing and promotes neighborhood revitalization for low and moderate income families in Lancaster County. Additionally, assistance is provided with mortgage application, credit report updates, inspection of property to determine potential problems or needs. Classes are held to teach the home buying process and requirements which include Spanish speaking instruction.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

The Community Development office has three programs to assist homeowners. * Emergency Home Rehabilitation Program provides assistance to eligible homeowners in situations that create unexpected and immediate danger to the health and well being of the occupants of the home. The Growing Homeowner's Initiative is a matched savings and education initiative to help individuals and families turn the dream of purchasing a home into a reality. The Luzerne County Homeownership Program is to create affordable home buyer opportunities for low to moderate income persons.

Works in partnership with volunteers, donors, and the entire Chester County community to build simple, decent, affordable homes for low-income families. Habitat homes are not free; currently, we offer two different homeownership opportunities that each require applicants to help build their homes.

Provides homeownership workshop opportunities.

Provides services to improve the lives of Hispanics in the region, increase the Hispanic population, support existing and new Hispanic businesses, and increase Hispanic investment in the region.

- Home Ownership Counseling Program: Provides seminars for first-time homebuyers. Certificate presented at completion. Seminars held 7 times per year. Offered in person and virtually. Check website for schedule. Also offers pre-purchase counseling and pre-settlement counseling. Call or check website for more information regarding these services. - Mortgage Foreclosure Counseling Services: Provides loss mitigation counseling services. Provides assistance completing Homeowners' Emergency Mortgage Assistance Program (HEMAP) application. Court Diversion Program available in Lehigh County and Northampton County. Call or check website for more information regarding these services. - Bethlehem Homebuyer Assistance Program (BHAP): Administers down payment and closing cost program for the City of Bethlehem for first-time homebuyers who meet eligibility requirements. Call for more information regarding this program.