Provides assistance for people who want to purchase a home by offering information and advice about affordable housing that meets their needs, solving potential credit problems, etc.

Offers a pre-purchase program for first-time homebuyers. Provides monthly homebuyer education workshops and one-on-one counseling to address the specific needs and challenges that prospective buyers may encounter.

Provides individual counseling sessions are offered to prepare potential homeowners for buying first home.

Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability - Program requirements are

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Offers housing rehabilitation assistance for low/moderate income owner-occupied households throughout the City of Erie. Lead Hazard Control program to mitigate hazards associated with lead-based paints is available for income-qualified households throughout Erie County (both owner-occupied and rental properties).

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Provides home buyer counseling services, down payment and closing cost assistance, and a variety of permanent and subordinated mortgage products.

Assists in the filing of housing discrimination complaints. Gives referrals to the Fair Housing Law Center to investigate, file and provide legal representation for victims of housing discrimination.

Offers to build homes for families in need. Volunteer labor and charitable gifts ensure our homes are affordable to low income families. Family members have sweat equity by assisting with volunteer labor.

The Community Development office has three programs to assist homeowners. * Emergency Home Rehabilitation Program provides assistance to eligible homeowners in situations that create unexpected and immediate danger to the health and well being of the occupants of the home. The Growing Homeowner's Initiative is a matched savings and education initiative to help individuals and families turn the dream of purchasing a home into a reality. The Luzerne County Homeownership Program is to create affordable home buyer opportunities for low to moderate income persons.

Provides personalized financial education and coaching to help individuals achieve stability and confidence in managing their money. Services Include: - Budgeting Guidance: Learn practical strategies to manage income, track expenses, and set realistic financial goals. - Credit Education & Repair Assistance: Receive help understanding credit reports, disputing inaccuracies, and improving your credit score. - Identity Theft Awareness: Understand risks and protective measures for yourself and your family. - Youth Financial Education: Engage children with interactive lessons that introduce basic money management concepts. - Financial Support for Housing: Guidance on budgeting for rent, utilities, or mortgage payments when applicable. Sessions are available in-person or via Zoom.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Provides free counseling for a variety of First Time Homebuyer Programs.

Provides housing counseling services.

Provides education about the home buying process, wealth, and asset building. Information about grant programs and affordable mortgage programs given to eligible participants.

Provides counseling to first time home buyers. Certified Housing and Urban Development (HUD) Counseling Agency.

Provides classes designed to help people prepare to buy a home.

Offers counseling and education programs through approved counseling agencies.

Provides housing counseling services as a supportive base for tenants and homeowners of HAVE's housing development projects.

Offers connection to supportive services to individuals and families experiencing and at risk of homelessness. Services include: Emergency Shelter Services, Safe Haven, Transitional Housing, Permanent Supportive Housing, Shelter Plus Care, and Homeless Prevention Programs.

Provides financial assistance to eligible first-time homebuyers who are interested in purchasing an existing or newly constructed home in the City of Pittsburgh.

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.