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Redevelopment Authority of the County of Washington - Countywide Homebuyer Assistance Program

Assists first-time homebuyers in attaining their goal of home ownership by providing financial assistance for the purchase and rehabilitation of eligible housing units.

What's Here

Homebuyer/Home Purchase Counseling

Garfield Jubilee Association - Housing Counseling

Provides homeownership education and individual counseling to families who desire to purchase a home.

What's Here

Financial Literacy Training
Credit Counseling
Homebuyer/Home Purchase Counseling

Tenfold - Homebuyer Assistance Program York

Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Anti-Predatory Lending and Foreclosure Prevention - Fair Housing/Fair Lending - What is home inspection - Understanding Home Insurance - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home Additional Information Click here for Eligibility Requirements http://www.lhop.org/wp-content/uploads/York-Borrower-and-Lender-Instructions.pdf">Click here for Borrower and Lender Form

What's Here

Housing Down Payment Loans/Grants
Low Income Home Loans
First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling

Advantage Credit Counseling Services of NEPA - Housing Counseling

Provides individual counseling sessions are offered to prepare potential homeowners for buying first home.

What's Here

Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies

BASE, Inc - Housing Counseling

Provides housing counseling including: - pre-purchase group counseling - default and delinquency counseling - foreclosure prevention counseling

What's Here

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling

Tri County Community Action - Administrative Office

Offers a comprehensive approach to individual, family, and neighborhood success, Tri County Community Action provides a myriad of programming and initiatives around early childhood and family development; employment, education, and financial empowerment; housing security; and community development - all in an effort to create strong families and thriving communities.

What's Here

Tenant Readiness Education Programs
Homebuyer/Home Purchase Counseling

Advantage Credit Counseling Service - Home Purchase and Mortgage Counseling Services

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions. All counselors are HUD-certified.

What's Here

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies

Philadelphia Housing Authority - Housing Counseling Services

Assists residents who are preparing for homeownership by providing extensive Housing Counseling Services. Housing Counseling Services offer participants training and Pre-Purchase Counseling including Needs Assessment /Action Plans, Credit Counseling and Financial Education. Prospective homeowners should also consider signing up for PHA's Financial Literacy Improvement Program.

What's Here

Homebuyer/Home Purchase Counseling

Threshold Housing Development - Homebuyer/Home Purchase Counseling

Provides affordable housing for low income families. Also links residents to community action agencies for housing counseling.

What's Here

Homebuyer/Home Purchase Counseling
Housing Search Assistance

Hedwig House - HOPE Academy

Provides classes, individual practitioner meetings, and community exploration related to meet a client's recovery goal (a commitment of 5 hours per week). Class sizes are limited to allow for focused work among participants.

What's Here

Early Intervention for Mental Illness
Supported Employment
Mental Health Related Support Groups
Vocational Rehabilitation
Job Development
Psychiatric Rehabilitation
Homebuyer/Home Purchase Counseling
Life Skills Education
Career Development
Peer Counseling

Mount Airy CDC - Housing Counseling

Provides housing counseling services.

What's Here

Homebuyer/Home Purchase Counseling

Community Progress Council - Housing and Financial Counseling

Provides rental, housing, and financial counseling. Works with individuals to help them meet their financial goals, whether it's securing an affordable rental, purchasing their first home, or building savings. Offers foreclosure mitigation and default, and delinquency counseling.

What's Here

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Personal Financial Counseling

Advantage Credit Counseling Services of NEPA - Remote Housing Counseling

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

What's Here

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling

Washington County Department of Human Services - Homeless Services and Housing Assistance Programs

Offers connection to supportive services to individuals and families experiencing and at risk of homelessness. Services include: Emergency Shelter Services, Safe Haven, Transitional Housing, Permanent Supportive Housing, Shelter Plus Care, and Homeless Prevention Programs.

What's Here

Rent Payment Assistance
Homelessness Prevention Programs
Homeless Diversion Programs
Homebuyer/Home Purchase Counseling

Spanish American Civic Association - SACA Development Corporation

Provides affordable rental and owner occupied housing and promotes neighborhood revitalization for low and moderate income families in Lancaster County. Additionally, assistance is provided with mortgage application, credit report updates, inspection of property to determine potential problems or needs. Classes are held to teach the home buying process and requirements which include Spanish speaking instruction.

What's Here

HUD Management Companies
Homebuyer/Home Purchase Counseling
Housing Development

Clarifi - Financial Counseling

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

What's Here

Homebuyer/Home Purchase Counseling
Financial Literacy Training
Credit Counseling

Tenfold - Homebuyer Initiative York

Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability - Program requirements are

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
Low Income Home Loans

Fayette County Community Action Agency - Home Purchase Counseling

Provides counseling to first time home buyers. Certified Housing and Urban Development (HUD) Counseling Agency.

What's Here

Homebuyer/Home Purchase Counseling

Housing Partnership of Chester County - First Time Home Buyers (FTHB) Program

Assists low and moderate income individuals and families interested in purchasing a first home within Chester County. Provides pre-purchase home ownership counseling and a loan for down payment and closing costs to first time buyers.

What's Here

Homebuyer/Home Purchase Counseling
First Time Homeowners

Liberty Resources - Housing Counseling

Provides counseling and advocates for individuals with disabilities seeking affordable and accessible housing.

What's Here

Housing Search Assistance
Disabilities Issues
Low Income/Subsidized Private Rental Housing
Residential Placement Services for People With Disabilities
Homebuyer/Home Purchase Counseling

Philadelphia Housing Authority - Housing Choice Homeownership Program

Provides assistance and counseling to homeowners to help make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.

What's Here

Mortgage Payment Assistance
Homebuyer/Home Purchase Counseling

Greater Philadelphia Community Alliance - Housing Counseling

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

What's Here

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Landlord/Tenant Dispute Resolution
Personal Financial Counseling

Schuylkill Community Action - Pre-Closing Counseling for First-Time Homebuyers

Offers Pre-Closing Counseling to assist first-time homebuyers in Schuylkill County. Provides essential guidance to help clients understand the final steps of purchasing a home, ensuring a smooth and informed closing process. - Receive advice from counselors to help you understand the closing process. - Learn about the final financial commitments and necessary documentation. - Be better prepared for what to expect on the closing day. In partnership with the Pennsylvania Housing Finance Agency (PHFA)

What's Here

Homebuyer/Home Purchase Counseling

United Neighborhood Centers of NEPA - Counseling, Education and Long Term Support

Works with clients past the fulfillment of basic needs to provide the support necessary for clients to achieve long-term stability. Offers a variety of long-term support, education, and counseling services on topics such as budgeting and buying a home. Also offers an intervention program for male perpetrators involved in domestic violence, as well as several specialized permanent supportive housing programs for chronically homeless individuals and families.

What's Here

Spouse/Intimate Partner Abuse Prevention
HUD Approved Counseling Agencies
Homelessness Prevention Programs
Personal Financial Counseling
Homebuyer/Home Purchase Counseling

Redevelopment Authority of the County of Greene - Home Rehabilitation

Provides home rehabilitation services for qualifying residents of Greene Counties.

What's Here

Home Rehabilitation Services
Homebuyer/Home Purchase Counseling