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The Community Development office has three programs to assist homeowners.

• Emergency Home Rehabilitation Program provides assistance to

eligible homeowners in situations that create unexpected and immediate danger to the health and well being of the occupants of the home. The Growing Homeowner's Initiative is a matched savings and education initiative to help individuals and families turn the dream of purchasing a home into a reality. The Luzerne County Homeownership Program is to create affordable home buyer opportunities for low to moderate income persons.

Pennsylvania 211

Offers a comprehensive approach to individual, family, and neighborhood success, Tri County Community Action provides a myriad of programming and initiatives around early childhood and family development; employment, education, and financial empowerment; housing security; and community development - all in an effort to create strong families and thriving communities.

Pennsylvania 211

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Pennsylvania 211

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Pennsylvania 211

Services are available to assist with house repairs, relocation, eviction, landlord/tenant issues, applications and more. Also, available to help people of any age apply for Homeowners Emergency Mortgage Assistance Program. Program assists people in securing low interest and safe loans to help with back mortgage.

Pennsylvania 211

Provides free classes and individual counseling. Monthly classes focus on topics such as understanding credit, credit repair, money management, saving plans, grant programs, and understanding the home buying process including selecting a realtor and finding the best mortgage.

Pennsylvania 211

Works in partnership with volunteers, donors, and the entire Chester County community to build simple, decent, affordable homes for low-income families. Habitat homes are not free; currently, we offer two different homeownership opportunities that each require applicants to help build their homes.

Pennsylvania 211

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Pennsylvania 211

Provides housing counseling services to help homeowners avoid foreclosure and other housing issues. Some services include: homebuyer education, credit recovery, loss mitigation, rental counseling, first time homebuyer education, and first-time homebuyer down payment assistance.

Pennsylvania 211

Provides OHCD (Office of Housing and Community Development) approved housing counseling.

Pennsylvania 211

Provides comprehensive housing counseling services including Pre- and Post-Purchase Counseling, Rental Counseling, Mortgage Default and Delinquency Counseling, Property Inspection Assistance, Loan Counseling. Home Repair Loans, Mortgage Refinancing Assistance, Property Tax Assistance, and Homestead Exemption Help. Holds Pre-Purchase Workshops the third Thursday of every month.

Pennsylvania 211

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Pennsylvania 211

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Pennsylvania 211

Provides services to improve the lives of Hispanics in the region, increase the Hispanic population, support existing and new Hispanic businesses, and increase Hispanic investment in the region.

Pennsylvania 211

Provides individualized training in maintenance, budgeting and upkeep of properties as well as first time home buyer housing counseling.

Pennsylvania 211

Offers housing rehabilitation assistance for low/moderate income owner-occupied households throughout the City of Erie. Lead Hazard Control program to mitigate hazards associated with lead-based paints is available for income-qualified households throughout Erie County (both owner-occupied and rental properties).

Pennsylvania 211

Provides housing counseling services as a supportive base for tenants and homeowners of HAVE's housing development projects.

Pennsylvania 211

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Pennsylvania 211

Provides homeownership workshop opportunities.

Pennsylvania 211

Allows low and middle-income persons to buy a home of their own. CAADC first buys and renovates the home. All homes in the program are completely rehabilitated and meet or exceed local codes. In most cases, the homes have all new plumbing, heating and electrical systems as well as new kitchens, baths, flooring, windows and more.

Pennsylvania 211

Allows homeowners to refinance their Federal Housing Administration (FHA) loans to reduce monthly payments.

Pennsylvania 211

Provides information on tenant and landlord disputes. Offers first time homeowner classes and credit counseling.

Pennsylvania 211

Provides housing counseling including:

• pre-purchase group counseling
• default and delinquency counseling
• foreclosure prevention counseling

Pennsylvania 211

Offers home buying counseling to help people meet the necessary qualifications to achieve homeownership for the first time. Serving as the bridge between the lender and the client by translating complex mortgage terminology into client-friendly language.

Pennsylvania 211

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Pennsylvania 211