Works with clients past the fulfillment of basic needs to provide the support necessary for clients to achieve long-term stability. Offers a variety of long-term support, education, and counseling services on topics such as budgeting and buying a home. Also offers an intervention program for male perpetrators involved in domestic violence, as well as several specialized permanent supportive housing programs for chronically homeless individuals and families.

- Home Ownership Counseling Program: Provides seminars for first-time homebuyers. Certificate presented at completion. Seminars held 7 times per year. Offered in person and virtually. Check website for schedule. Also offers pre-purchase counseling and pre-settlement counseling. Call or check website for more information regarding these services. - Mortgage Foreclosure Counseling Services: Provides loss mitigation counseling services. Provides assistance completing Homeowners' Emergency Mortgage Assistance Program (HEMAP) application. Court Diversion Program available in Lehigh County and Northampton County. Call or check website for more information regarding these services. - Bethlehem Homebuyer Assistance Program (BHAP): Administers down payment and closing cost program for the City of Bethlehem for first-time homebuyers who meet eligibility requirements. Call for more information regarding this program.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Provides counseling to first time home buyers and low income housing.

Offers housing rehabilitation assistance for low/moderate income owner-occupied households throughout the City of Erie. Lead Hazard Control program to mitigate hazards associated with lead-based paints is available for income-qualified households throughout Erie County (both owner-occupied and rental properties).

Provides one-on-one rental, pre-purchase, and post-purchase counseling, and group workshops covering topics like home insurance, property tax assistance, weatherization, affordable senior housing, home purchase, fair housing, and home maintenance. Also offers a free full course to earn a first-time home buyer certificate.

Provides services to improve the lives of Hispanics in the region, increase the Hispanic population, support existing and new Hispanic businesses, and increase Hispanic investment in the region.

Assists in the filing of housing discrimination complaints. Gives referrals to the Fair Housing Law Center to investigate, file and provide legal representation for victims of housing discrimination.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Allows homeowners to refinance their Federal Housing Administration (FHA) loans to reduce monthly payments.

Provides classroom training and eligible participants may qualify for a down payment and closing cost loan to purchase their first home. Classes are offered in both English and Spanish. Visit their website or call for a schedule. The classes include the following topics: - Making the home purchase decision - Your credit report and what it means - What lenders expect from borrowers - Understanding real estate terms - Roles of the real estate agent - Finding a home you can afford - Financial planning and money management - Maintaining your new home - Predatory lending Eligible participants may also qualify for a Home Buyer Loan for closing costs: - CHB Loans at 0% interest with no monthly payments - Repayment is due on sale or refinancing of the home or if the home is no longer the buyer's primary residence - Funds are subject to availability - Program requirements are

Provides home rehabilitation services for qualifying residents of Greene Counties.

Provides free home buyers counseling and closing cost assistance.

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Homebuyer Counseling can help: - Understand the home-buying process, lender requirements and mortgage loan products - Assess readiness to buy a home, including a credit and budget review - Develop a personal homebuyers plan, with periodic progress review - Review and prepare for closing-understand the terms and process Counselors are NeighborWorks Center for Homeownership Educational and Counseling (NCHEC) certified

Provides classes designed to help people prepare to buy a home.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Provides real estate and housing counseling services. Offers advice and services in the areas of pre and post purchase, pre and post rental, mortgage default/ delinquency/ foreclosure, anti-predatory lending, rental default, reverse mortgage counseling/ certification, and housing consumer education.

The purpose of this county wide program is to help low to moderate income home owners correct violations of the BOCA Property Maintenance Code, Local and State Codes, and the Section 8 Housing Quality Standards. Violations include, but are not limited to, structural, plumbing, heating, and electrical problems. Also addresses lead based paint reduction. Handicap accessible modifications are also included in this program. Modifications include, but are not limited to, widened doorways, ramps, and accessible bathrooms and kitchens.

Reserves new and renovated homes for sale to people in the low to moderate income range as defined by HUD. Homebuyer counseling is also available.

Provides education about the home buying process, wealth, and asset building. Information about grant programs and affordable mortgage programs given to eligible participants.

Provides housing counseling including: - pre-purchase group counseling - default and delinquency counseling - foreclosure prevention counseling

Provides rental, housing, and financial counseling. Works with individuals to help them meet their financial goals, whether it's securing an affordable rental, purchasing their first home, or building savings. Offers foreclosure mitigation and default, and delinquency counseling.

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.