Builds, rehabilitates houses, and sells them. Provides training in home ownership skills. Seeks volunteers for construction, community service, and our ReStore.

Offers to build homes for families in need. Volunteer labor and charitable gifts ensure our homes are affordable to low income families. Family members have sweat equity by assisting with volunteer labor.

Provides affordable rental and owner occupied housing and promotes neighborhood revitalization for low and moderate income families in Lancaster County. Additionally, assistance is provided with mortgage application, credit report updates, inspection of property to determine potential problems or needs. Classes are held to teach the home buying process and requirements which include Spanish speaking instruction.

Provides assistance and counseling to homeowners to help make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Provides homeownership workshop opportunities.

Offers Pre-Closing Counseling to assist first-time homebuyers in Schuylkill County. Provides essential guidance to help clients understand the final steps of purchasing a home, ensuring a smooth and informed closing process. - Receive advice from counselors to help you understand the closing process. - Learn about the final financial commitments and necessary documentation. - Be better prepared for what to expect on the closing day. In partnership with the Pennsylvania Housing Finance Agency (PHFA)

Offers homeownership counseling, which is often mandated by banks and lenders. Assists with applying for low-interest loans through USDA.

Allows homeowners to refinance their Federal Housing Administration (FHA) loans to reduce monthly payments.

Provides affordable housing for low income families. Also links residents to community action agencies for housing counseling.

Provides housing counseling services as a supportive base for tenants and homeowners of HAVE's housing development projects.

Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also assists homeowners seeking loans and grants to make improvements to their homes.

Works in partnership with volunteers, donors, and the entire Chester County community to build simple, decent, affordable homes for low-income families. Habitat homes are not free; currently, we offer two different homeownership opportunities that each require applicants to help build their homes.

Coordinates the housing counseling services of three organizations: Concilio, Esperanza and the Norris Square Civic Association - These services are delivered to homeowners, potential homeowners and renters. Counselors identify predatory loans and assist homeowners to obtain good loan products for home repairs. Renters receive tenant rights and rental delinquency services. All clients receive Housing Consumer Education, including budget and credit counseling.

Offers a range of programs to ensure that consumers have access to housing and understand their rights under fair housing laws. Services include counseling on the rights protected under fair housing laws, information on how to recognize and report violations, information on legal options and assistance with the legal process, random testing to ensure regional compliance with fair housing laws, technical assistance, and comprehensive education programs.

Provides comprehensive housing counseling services including Pre- and Post-Purchase Counseling, Rental Counseling, Mortgage Default and Delinquency Counseling, Property Inspection Assistance, Loan Counseling. Home Repair Loans, Mortgage Refinancing Assistance, Property Tax Assistance, and Homestead Exemption Help. Holds Pre-Purchase Workshops the third Thursday of every month.

Provides counseling and advocates for individuals with disabilities seeking affordable and accessible housing.

Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Provides assistance for people who want to purchase a home by offering information and advice about affordable housing that meets their needs, solving potential credit problems, etc.

Provides one-on-one rental, pre-purchase, and post-purchase counseling, and group workshops covering topics like home insurance, property tax assistance, weatherization, affordable senior housing, home purchase, fair housing, and home maintenance. Also offers a free full course to earn a first-time home buyer certificate.

Assists low and moderate income individuals and families interested in purchasing a first home within Chester County. Provides pre-purchase home ownership counseling and a loan for down payment and closing costs to first time buyers.

Offers a financial education program that supports the opportunity for affordable home ownership in the Pittsburgh neighborhoods of Garfield and East Liberty. Participants are supported through the process of credit building, goal setting, budgeting with potential opportunities to purchase an affordable home. The program also includes education on how to maintain and sustain a property once it has been purchased. Using a predominantly volunteer workforce, Open Hand Ministries also purchases and renovates properties for those low-medium income families who qualify.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.