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Works with clients past the fulfillment of basic needs to provide the support necessary for clients to achieve long-term stability. Offers a variety of long-term support, education, and counseling services on topics such as budgeting and buying a home. Also offers an intervention program for male perpetrators involved in domestic violence, as well as several specialized permanent supportive housing programs for chronically homeless individuals and families.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides free classes and individual counseling. Monthly classes focus on topics such as understanding credit, credit repair, money management, saving plans, grant programs, and understanding the home buying process including selecting a realtor and finding the best mortgage.

Offer assistance to clients who are experiencing difficulty finding or maintaining housing. Provides a range of services and options to assist clients in securing and maintaining safe, affordable housing. Housing services include counseling, subsidized housing for homeless individuals with HIV/AIDS and other chronic illnesses, and assistance applying for housing related benefits and entitlements.

Provides housing counseling services.

Provides classes designed to help people prepare to buy a home.

Serves one-time emergency needs such as nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance, and utilities in arrears assistance.

Coordinates the housing counseling services of three organizations: Concilio, Esperanza and the Norris Square Civic Association - These services are delivered to homeowners, potential homeowners and renters. Counselors identify predatory loans and assist homeowners to obtain good loan products for home repairs. Renters receive tenant rights and rental delinquency services. All clients receive Housing Consumer Education, including budget and credit counseling.

Offers Pre-Closing Counseling to assist first-time homebuyers in Schuylkill County. Provides essential guidance to help clients understand the final steps of purchasing a home, ensuring a smooth and informed closing process.

• Receive advice from counselors to help you understand the closing process.
• Learn about the final financial commitments and necessary documentation.
• Be better prepared for what to expect on the closing day.

In partnership with the Pennsylvania Housing Finance Agency (PHFA)

Provides homeownership and credit counseling, post purchase counseling, homebuyer education, and down payment and closing cost assistance loans for first-time homebuyers.

Provides a mortgage assistance program which reviews your current financial situation and can help to prevent foreclosure.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Offers to build homes for families in need. Volunteer labor and charitable gifts ensure our homes are affordable to low income families. Family members have sweat equity by assisting with volunteer labor.

Provides housing counseling services to help homeowners avoid foreclosure and other housing issues. Some services include: homebuyer education, credit recovery, loss mitigation, rental counseling, first time homebuyer education, and first-time homebuyer down payment assistance.

Provides OHCD (Office of Housing and Community Development) approved housing counseling.

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions. All counselors are HUD-certified.

Provides counseling to first time home buyers and low income housing.

Offers a comprehensive approach to individual, family, and neighborhood success, Tri County Community Action provides a myriad of programming and initiatives around early childhood and family development; employment, education, and financial empowerment; housing security; and community development - all in an effort to create strong families and thriving communities.

Provides education about the home buying process, wealth, and asset building. Information about grant programs and affordable mortgage programs given to eligible participants.

Provides homeownership education and individual counseling to families who desire to purchase a home.

The Community Development office has three programs to assist homeowners.

• Emergency Home Rehabilitation Program provides assistance to

eligible homeowners in situations that create unexpected and immediate danger to the health and well being of the occupants of the home. The Growing Homeowner's Initiative is a matched savings and education initiative to help individuals and families turn the dream of purchasing a home into a reality. The Luzerne County Homeownership Program is to create affordable home buyer opportunities for low to moderate income persons.

Provides counseling to first time home buyers. Certified Housing and Urban Development (HUD) Counseling Agency.

Offers a financial education program that supports the opportunity for affordable home ownership in the Pittsburgh neighborhoods of Garfield and East Liberty. Participants are supported through the process of credit building, goal setting, budgeting with potential opportunities to purchase an affordable home. The program also includes education on how to maintain and sustain a property once it has been purchased. Using a predominantly volunteer workforce, Open Hand Ministries also purchases and renovates properties for those low-medium income families who qualify.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Provides foreclosure prevention services for homeowners in danger of losing their homes. Also provides credit counseling and pre-purchase services to those interested in purchasing a home.