Offers counseling and education programs through approved counseling agencies.

Provides OHCD (Office of Housing and Community Development) approved housing counseling, including: A) Home Purchase Counseling B) Mortgage Default and Delinquency C) Eviction Prevention D) Property Tax Default or Delinquency E) HEMAP (Homeowners Emergency Mortgage Assistance Program F) Legal counseling for tenants and homeowners

The Community Development office has three programs to assist homeowners. * Emergency Home Rehabilitation Program provides assistance to eligible homeowners in situations that create unexpected and immediate danger to the health and well being of the occupants of the home. The Growing Homeowner's Initiative is a matched savings and education initiative to help individuals and families turn the dream of purchasing a home into a reality. The Luzerne County Homeownership Program is to create affordable home buyer opportunities for low to moderate income persons.

Provides pre-purchase mortgage counseling to first time low to moderate-income individuals interested in purchasing a property in the City of Chester or Delaware County. Prepares applicants to secure appropriate mortgage financing and assume the responsibilities associated with home ownership.

Provides financial assistance to eligible first-time homebuyers who are interested in purchasing an existing or newly constructed home in the City of Pittsburgh.

Provides home ownership counseling and closing cost sssistance loan program; also provides first time home buyer down payment assistance.

Assists residents who are preparing for homeownership by providing extensive Housing Counseling Services. Housing Counseling Services offer participants training and Pre-Purchase Counseling including Needs Assessment /Action Plans, Credit Counseling and Financial Education. Prospective homeowners should also consider signing up for PHA's Financial Literacy Improvement Program.

Provides personalized financial education and coaching to help individuals achieve stability and confidence in managing their money. Services Include: - Budgeting Guidance: Learn practical strategies to manage income, track expenses, and set realistic financial goals. - Credit Education & Repair Assistance: Receive help understanding credit reports, disputing inaccuracies, and improving your credit score. - Identity Theft Awareness: Understand risks and protective measures for yourself and your family. - Youth Financial Education: Engage children with interactive lessons that introduce basic money management concepts. - Financial Support for Housing: Guidance on budgeting for rent, utilities, or mortgage payments when applicable. Sessions are available in-person or via Zoom.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Provides housing stabilization services including credit and budget counseling; foreclosure prevention counseling; eviction prevention through payment assistance when funds are available and landlord-tenant mediation; and first-time home buyers education and counseling.

Provides home buyer counseling services, down payment and closing cost assistance, and a variety of permanent and subordinated mortgage products.

Offers a homeownership education program consisting of online courses and one-on-one counseling. This course places an emphasis on financial literacy for first-time homebuyers, particularly in the low to moderate income population.

IDA Program provides Individual Development Accounts (IDAs) to individuals who are first time home buyers. It is a structured savings program that provides matching funds for participants who meet a savings goal and complete financial education. First time home buyers who save $2,000, complete 6 hours of financial literacy education, and participate in 5 hours of housing counseling are eligible to receive $4,000 in matching funds. Funds may be used for down payment or closing costs.

Offers a comprehensive approach to individual, family, and neighborhood success, Tri County Community Action provides a myriad of programming and initiatives around early childhood and family development; employment, education, and financial empowerment; housing security; and community development - all in an effort to create strong families and thriving communities.

Allows homeowners to refinance their Federal Housing Administration (FHA) loans to reduce monthly payments.

Provides medication-supported counseling and recovery programs to assist clients in meeting a specific personal goal.

Coordinates the housing counseling services of three organizations: Concilio, Esperanza and the Norris Square Civic Association - These services are delivered to homeowners, potential homeowners and renters. Counselors identify predatory loans and assist homeowners to obtain good loan products for home repairs. Renters receive tenant rights and rental delinquency services. All clients receive Housing Consumer Education, including budget and credit counseling.

The purpose of this county wide program is to help low to moderate income home owners correct violations of the BOCA Property Maintenance Code, Local and State Codes, and the Section 8 Housing Quality Standards. Violations include, but are not limited to, structural, plumbing, heating, and electrical problems. Also addresses lead based paint reduction. Handicap accessible modifications are also included in this program. Modifications include, but are not limited to, widened doorways, ramps, and accessible bathrooms and kitchens.

Offers a A HUD and PHFA-certified housing counseling program to assist low and moderate income families achieve home ownership in Butler County. Offers monthly classes pertaining to home buyer education, foreclosure prevention, and mortgage assistance.

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, under-employment, or medical reasons. Also helps those who are looking to become homeowners with monthly workshops, financial counseling, and closing cost assistance grants.

Provides individual counseling sessions are offered to prepare potential homeowners for buying first home.

Provides counseling to first time home buyers and low income housing.

Assists with pre-and post-renting, rental delinquency/default, post purchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions. All counselors are HUD-certified.