Offers a Pre-Closing Counseling to help you navigate the final steps of purchasing your home. This program, in partnership with the Pennsylvania Housing Finance Agency (PHFA), provides you with the essential information and support needed for a smooth closing process.

Provides real estate and housing counseling services. Offers advice and services in the areas of pre and post purchase, pre and post rental, mortgage default/ delinquency/ foreclosure, anti-predatory lending, rental default, reverse mortgage counseling/ certification, and housing consumer education.

Offers housing rehabilitation assistance for low/moderate income owner-occupied households throughout the City of Erie. Lead Hazard Control program to mitigate hazards associated with lead-based paints is available for income-qualified households throughout Erie County (both owner-occupied and rental properties).

Provides pre-purchase mortgage counseling to first time low to moderate-income individuals interested in purchasing a property in the City of Chester or Delaware County. Prepares applicants to secure appropriate mortgage financing and assume the responsibilities associated with home ownership.

Buying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.

Works with potential homebuyers to provide the resources they need to decide whether homeownership is the right choice for them. Also assists homeowners seeking loans and grants to make improvements to their homes.

Helps homeowners make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Participants choose a specific goal in one of the life domains (living, learning, working, social), this goal then becomes the cornerstone of his or her recovery-focused service. Participants take part in classes, individual practitioner meetings, and community exploration related to his/her recovery goal (a commitment of 5 hours per week). Class sizes are limited to allow for focused work among participants.

Allows low and middle-income persons to buy a home of their own. CAADC first buys and renovates the home. All homes in the program are completely rehabilitated and meet or exceed local codes. In most cases, the homes have all new plumbing, heating and electrical systems as well as new kitchens, baths, flooring, windows and more. The homes are then sold to income-eligible families. Sale prices range from $100,000 to $150,000.

Encourages and assists families to become self-sufficient. Participants are assigned a coordinator to help them set and reach goals related to becoming self-sufficient, such as receiving more education, job training, help with childcare, a career, home ownership, and any other goals they may have. Offers a financial incentive to families through an escrow account (see Helpful Tips for more information).

Offers pre-purchase counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.

Offers connection to supportive services to individuals and families experiencing and at risk of homelessness. Services include: Emergency Shelter Services, Safe Haven, Transitional Housing, Permanent Supportive Housing, Shelter Plus Care, and Homeless Prevention Programs.

Provides affordable housing for low income families. Also links residents to community action agencies for housing counseling.

Assists first-time homebuyers in attaining their goal of home ownership by providing financial assistance for the purchase and rehabilitation of eligible housing units.

The Cradle Pregnancy Resource Center (CPRC) offers counseling and decision-making support to mothers who are pregnant and are feeling overwhelmed by their pregnancy. For those who are still unsure what they are going to do about their pregnancy, the staff and volunteers at CPRC offer guidance and support and information about the choices available to pregnant women and new mothers, and a host of services to assist them, including: A) Pregnancy Testing and Counseling B) Housing Assistance C) Parenting Classes D) Assistance applying for state assistance, subsidized child care, and subsidized housing E) Adoption assistance, birth support groups, doulas, adoption services, anger management, medical care, long term counseling, etc. F) Baby clothes, diapers, & formula

Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.

Reserves new and renovated homes for sale to people in the low to moderate income range as defined by HUD. Homebuyer counseling is also available.

Provides classes designed to help people prepare to buy a home.

Guides people along the path of meeting the necessary qualifications to achieve homeownership for the first time. Serving as the bridge between the lender and the client by translating complex mortgage terminology into client-friendly language.

Provides free home buyers counseling and closing cost assistance.

Provides home rehabilitation services for qualifying residents of Greene Counties.

Provides counseling through information, referrals, and advocacy for individuals and families with a variety of housing assistance, issues, questions, or concerns.

Offers a homeownership education program consisting of online courses and one-on-one counseling. This course places an emphasis on financial literacy for first-time homebuyers, particularly in the low to moderate income population.

Provides information on tenant and landlord disputes. Offers first time homeowner classes and credit counseling.